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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Chris Spencer is a Registered Representative of and Securities and investment advisory services offered through Hornor, Townsend & Kent, LLC. Registered Investment Adviser. Member FINRA/SIPC. 600 Dresher Road, Horsham PA 19044. 800-873-7637, www.htk.com. Licensed and Registered in CT, ID, NJ, NY, OR, PA, SC, VA and TX. This is not a solicitation in any state where not properly licensed. HTK is a wholly-owned subsidiary of The Penn Mutual Life Insurance Company. Neoni Wealth Strategies is unaffiliated with HTK. HTK does not provide legal and tax advice. Always consult a qualified tax advisor regarding your personal tax situation and a qualified legal professional for your personal estate planning situation.

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Neoni Wealth

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250 Pehle Avenue, Suite 302

Saddle Brook, NJ 07663

Office | (973)805-6972

Mobile| (201)755-4991

Fax | (973)540-1155

Email | info@neoniwealth.com

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