top of page

COUNTDOWN TO RETIREMENT

Young Couple Expecting
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

30

Years to Go

30

Years to Go

Couple
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

40

Years to Go

40

Years to Go

Young Family
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

20

Years to Go

20

Years to Go

Man at Work
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

10

Years to Go

10

Years to Go

Couple Dancing
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

5

Years to Go

5

Years to Go

Young Business Colleagues
  • White LinkedIn Icon
  • White Twitter Icon
  • White Google+ Icon

Just

Getting Started

Just

Getting Started

Couple Dancing

5 Years to Go

You are considering life in retirement.  You want to enjoy your grandchildren. You are thinking about downsizing your home.  

​

This is the time to fine-tune your retirement plan. 

​

Think about:

Consolidating your IRA and 401(k) accounts

Determine your retirement income strategy

Determine your Social Security income strategy

Re-evaluate permanent life insurance and legacy options

10 Years to Go

You may be considering buying a second home.  Trying to plan how to take care of your aging parents with your family.  How you are going to finance your child's wedding. 

​

This is the time to determine when you want to retire and ensure you're on track to do so. 

​

Think about:

Consider a tax-deferred annuity

Explore long-term care insurance

Establish a legacy plan

Make 401(k) catch-up contributions

Man at Work
Young Family

20 Years to Go

You may be entering your peak earning years.  Looking to rejoin the workforce after having a family.  Trying to save or pay for your children's education. 

​

This is the time to develop a written retirement plan. 

​

Think about:

Pay off debts

Consider a Roth IRA conversion

Increase retirement savings and ensure adequate diversification

Increase funding of life insurance policies

Maximize 401(k) or IRA contributions

5 Years to Go
10 Years to Go
20 Years to Go

30 Years to Go

You may looking to advance your career, living on one income, moving into a larger home and starting a family.

​

This is the time to continue to grow your assets and think about tax-efficient diversification of financial products.

​

Think about:

Increase 401(k) contributions

Make extra mortgage payments

Start a Roth IRA

Consider disability insurance

Young Couple Expecting
Couple

40 Years to Go

You just started your first job.  You may be getting married and are looking to buy your first home with your significant other. 

​

This is the time to establish a systematic saving and investment plan. 

​

Think about:

Start contributing to 401(k) and/or IRA

Pay down student loans

Purchase permanent life insurance

Create a retirement plan

Just Getting Started

Remember the earlier you start planning and saving, the better prepared you will be to reach your goals in life as well as your retirement goals.

​

Let's meet to develop and maintain your retirement plan.

Young Business Colleagues
30 Years to Go
40 Years to Go
Just Getting Started

For educational purposes only and should not be viewed as financial, tax, or legal advice applicable to

each individual; please consult a qualified advisor regarding your individual circumstances. 

Check the background of your financial professional on FINRA's BrokerCheck

​​​

Securities and investment advisory services offered through Osaic Wealth, Inc. member FINRA/SIPCOsaic Wealth is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc.  This communication is strictly intended for individuals residing in the states of AK, FL, ID, LA NJ, NY, PA, SC, VA.  IMPORTANT CONSUMER INFORMATION.  A broker dealer, investment professional, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker dealer, investment adviser, BD agent or IA registration requirements as appropriate.  No offers may be made or accepted from any resident outside the specific state(s) referenced. 

​

Osaic Form CRS

​

Privacy Policy

PLEASE NOTE: The information being provided is strictly as a courtesy. When you link to any of the web sites provided here, you are leaving this web site. We make no representation as to the completeness or accuracy of information provided at these web sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, web sites, information and programs made available through this web site. When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for your use of the web sites you are linking to. 

Neoni Wealth

Home

About Us

Services

​

290 West Mount Pleasant Ave

Suite 2300

Livingston, NJ 07039

​

Mobile| (201)755-4991

Fax |  (973) 994 2986

Email | info@neoniwealth.com

​

​

bottom of page